pick the education loan that is right for you personally

Reap the benefits of these features—with any loan utilized for undergraduate or school that is graduate

No origination charges

No origination charge or prepayment penalty

Price discounts

Be eligible for discounts with on-time re re payments and car debit

Several payment options

Select the payment choice that’s best for your needs

Speed discounts: be given a 0.25 portion point rate of interest reduction after making very first 12 on-time principal and interest re payments. Plus, get an additional 0.25 portion point interest decrease for searching for and making payments that are monthly automated debit.

Undergraduate education loan

USC Credit Union Collegiate Selection ® Education Loan for Undergraduate Students

For bachelor’s and associate’s levels or a certification at a degree-granting college

Adjustable or interest that is fixed Adjustable prices: 2.75% APR – 10.65% APR Fixed rates: 4.74% APR – 11.85% APR cheapest rates shown are the automobile debit discount

3 payment options

  • Defer payments until when you graduate
  • Spend monthly interest while in college
  • Spend $25 per thirty days whilst in college

Borrow from $1,000 up to 100percent of school-certified costs

Speed discounts: get yourself a 0.25 portion point rate of interest reduction for enrolling in and making monthly obligations by automated debit. Plus, get yet another 0.25 portion point rate of interest decrease after making very first 12 principal that is on-time interest re payments.

Cosigner launch available: Apply to produce your cosigner through the loan once you graduate, make 12 on-time principal and interest re re payments, and fulfill specific credit needs.

Set your self up for success with Chegg Study ®: This exclusive, free advantage offers you 4 months of Chegg Study’s online assistance, thirty minutes of real time online tutoring through Chegg ® Tutors, and 4 months of proofreading and citation assistance with EasyBib® Plus.

Offered to students enrolled full-time, half-time, much less than half-time

Parent Loan

USC Credit Union Parent Preference Education Loan

For moms and dads or other creditworthy people who wish to just just just take duty for funding their pupil’s undergraduate, graduate, or certificate training at a degree-granting college

Adjustable or interest that is fixed Adjustable prices: 5.00% APR – 11.62% APR Fixed prices: 5.49% APR – 12.87% APR cheapest rates shown are the automobile debit discount

2 payment choices

  • Interest payment
  • Principal and interest payment

Borrow from $1,000 as much as 100percent of school-certified costs

Speed discounts: get yourself a 0.25 portion point rate of interest decrease for enrolling in and making monthly obligations by automated debit. Plus, get one more 0.25 portion point interest decrease after making very first 12 on-time principal and interest re re re payments.

Set your student up for success with Chegg Study ®: Your pupil are certain to get 4 months of Chegg Study’s on the web assistance, half an hour of live online tutoring through Chegg Tutors, and 4 months of citation and proofreading help with EasyBib Plus.

Loans for graduate students

USC Credit Union Graduate Solution MBA Education Loan

Pay for your company college costs while you pursue your Masters of company management degree

Adjustable or interest that is fixed Adjustable prices: 3.75% APR – 9.40% APR Fixed prices: 5.50% APR – 10.23% APR cheapest rates shown through the car debit discount

3 payment choices

  • Defer re payments until when you graduate
  • Spend monthly interest while in college
  • Spend $25 per thirty days whilst in college

Borrow from $1,000 as much as 100percent of school-certified costs

Speed discounts: Get a 0.25 portion point rate of interest decrease for searching for and making monthly premiums by automated debit. Plus, get one more 0.25 portion point rate of interest reduction after making very first 12 on-time principal and interest re payments.

USC Credit Union Graduate Selection M.D. Education Loan

Pay money for the medical level expenses in allopathic, basic, osteopathic, podiatric, radiology, activities, and veterinary medication

Adjustable or fixed interest Variable prices: 3.75% APR – 9.11% APR Fixed rates: 5.49% APR – 9.98% APR cheapest rates shown georgia installment loans through the car debit discount

3 payment choices

  • Defer re re re payments until once you graduate
  • Spend interest that is monthly in college
  • Spend $25 per while in school month

Borrow from $1,000 as much as 100per cent of school-certified costs

Rate discounts: get yourself a 0.25 portion point rate of interest decrease for signing up for and making payments that are monthly automated debit. Plus, get yet another 0.25 portion point rate of interest decrease after making very first 12 on-time principal and interest re payments.

USC Credit Union Graduate Solution Dentistry Loan

Pay money for your dental level costs generally speaking dentistry, endodontics, dental and maxillofacial surgery, orthodontics, pediatric dentistry, periodontics, and prosthodontics

Variable or interest that is fixed Adjustable prices: 3.75% APR – 9.11% APR Fixed rates: 5.50% APR – 9.99% APR Lowest rates shown range from the car debit discount

3 payment choices

  • Defer re payments until when you graduate
  • Spend interest that is monthly in college
  • Spend $25 per while in school month

Borrow from $1,000 as much as 100percent of school-certified costs

Rate discounts: get yourself a 0.25 percentage point rate of interest decrease for searching for and making monthly premiums by automatic debit. Plus, get an extra 0.25 percentage point interest decrease after making very first 12 principal that is on-time interest re payments.

USC Credit Union Medical Expert Education Loan

Pay for your health occupations level expenses in allied wellness, medical, pharmacy, as well as other graduate-level wellness degrees

Adjustable or fixed rate of interest Adjustable prices: 3.75% APR – 9.40% APR Fixed prices: 5.50% APR – 10.23% APR cheapest rates shown range from the automobile debit discount

3 repayment choices

  • Defer re re payments until when you graduate
  • Spend monthly interest while in college
  • Spend $25 per thirty days whilst in college

Borrow from $1,000 as much as 100percent of school-certified costs

Speed discounts: Get a 0.25 portion point rate of interest decrease for searching for and making payments that are monthly automatic debit. Plus, receive one more 0.25 portion point interest decrease after making very first 12 principal that is on-time interest re payments.

USC Credit Union Graduate Preference Law Class Loan

Pay money for the college and associated expenses as you learn for the law level

Adjustable or interest that is fixed Adjustable prices: 3.75% APR – 9.16% APR Fixed prices: 5.50% APR – 9.99% APR cheapest rates shown are the automobile debit discount

3 payment choices

  • Defer re payments until once you graduate
  • Spend monthly interest while in college
  • Spend $25 per thirty days whilst in college

Borrow from $1,000 up to 100% of school-certified costs

Speed discounts: Get a 0.25 portion point rate of interest decrease for signing up for and making monthly premiums by automatic debit. Plus, get one more 0.25 portion point interest reduction after making very first 12 principal that is on-time interest re payments.